Terms and Conditions The access and use of this Web Site (the "Site") is governed solely by the terms and conditions ("Terms") hereunder.

The term "user" refers to the person(s) accessing the Site.
The terms "we", "us" and "our" are references to BLC Bank S.A.L.

About these Terms

This Site is owned and operated by BLC Bank.
By accessing and using this Site, whether browsing or opening an application, the user acknowledges having read and understood the Terms and agrees to be bound by them.

These Terms are to be read together with such other terms, conditions and disclaimers issued by BLC Bank or any member of its group. In the event of any conflict, the terms, conditions and disclaimers applicable to specific products or services shall prevail over these Terms.

The information and other material provided in the pages of the Site (including the Terms) may be changed, modified or suspended at any time without notice. BLC Bank does not guarantee that it will continue to grant access of this Site, and the user agrees not to hold BLC Bank liable for any damages arising from a discontinuation or modification of all or part of this Site.

The user agrees to review the Site regularly and the continued access to, or use of, the Site following any changes will mean that the user agrees to any changes (including any amended Terms).

No Offer or Advice

The material on this Site contains general information about our products and services and does not constitute in any way an offer or solicitation or inducement to enter into any legally binding contract and does not form part of the terms and conditions governing such products and services.

The material and information contained in this Site are not intended to be taken as financial advice and do not take into account any individual requirements and circumstances.


The following clauses exclude our legal liability for the Site.

Information contained on this Site, is provided in good faith and BLC Bank has taken on good effort basis steps to ensure their correctness, currency and availability, and BLC Bank does not make any representation or warranty of any kind, whether express or implied, as to the reliability of the information contained on this Site.

The information is believed to be correct and current at the date the information was placed on this Site. We do not accept any responsibility arising in any way (including negligence) for errors in, or omissions from, the information contained in this Site. Moreover BLC Bank is not under the obligation to update the information or other material or to reflect circumstances that may occur after the earlier of the date first appearing on the Site or the date contained in the information or other materials.

The use of the Site is at the user's sole risk. We shall not be liable for any losses or damages or expenses whatsoever arising out of or referable to material and information on the Site or accessed through the Site.

We do not warrant that the Site will be available and meet users requirements, nor that access will be uninterrupted, nor that there will be no delays, failures, errors or omissions or loss of transmitted information, nor that no viruses or other contaminating or destructive properties will be transmitted nor that no damage will occur user's computer system .

The user shall have sole responsibility for adequate protection and back up of data and/or equipment and to undertake reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

Availability of services and products

Unless otherwise stated, the information on this Site has been prepared in accordance with Lebanese law and for the supply of products or services in Lebanon.
All applications for credit are subject to BLC 's Bank normal credit approval criteria and we maintain our rights to refuse solely and upon our discretion any application without any liability on our part.

Not all the products and services viewed via the Site are available in all geographical locations. BLC Bank reserves the right to make the final determination concerning eligibility for any particular product or service.
All products or services provided by any BLC Bank group member shall only be available in the jurisdiction/s within which the member providing the product or service is authorized to operate.

All figures and prices displayed on this Site relating to fees, charges, interest and any other amounts may be changed at any time without any notice.

Links to other sites

Hypertext links to other locations on the Internet, are for convenience and information purposes only and not under BLC Bank direct control. We have not verified, and are not responsible in any way for, the content of any other web sites linked to or linking to this Site. Such links do not imply approval or recommendation of the linked web site or its content by BLC Bank.

BLC Bank makes no representation or warranty, expressly implied, regarding the quality, correctness, currency, availability or fitness for purpose of any products or services available through a third party web site. Following links to any other web sites or pages is entirely at the user own risk and BLC Bank shall not be responsible or liable for any losses, damages or expenses or in other way in connection with linking.

Use of any downloaded software is governed by the terms of the license agreement, if any, which accompanies or is provided with the software.

Trademarks and Copyright

Unless otherwise indicated, copyright in all information and other materials on this Site is owned by or licensed to BLC Bank.

All rights are reserved. This Site , entirely or partly, may not be reproduced, adapted, distributed, displayed, transmitted or otherwise exploited for any commercial purpose that is not expressly permitted by BLC Bank. User may print, download or temporarily store extracts from our Site for his/her personal information or when using products and services, without removing any copyright or other notices contained therein.

Any ideas, concepts, comments, techniques or know-how contained in this Site are in the sole property of BLC Bank.

Nothing contained on this Site should be construed as granting any license or right of use of any trademark displayed on the Site without the expressed written consent of BLC Bank.

Users Liability

Transmission or use of any material or information in violation of these Terms or any applicable law , rule or regulation , or of the rights of third parties is prohibited.

The user agrees not to transfer any material of any kind to this Site which contains a virus, malicious computer code or any harmful component and not to otherwise attempt to alter the content of the Site.

The user shall be entirely responsible for the access and use of the Site by any other person using his/her computer. The user agrees to immediately notify BLC Bank , when needed, of any unauthorized use or any other breach of security.


BLC Bank may hold and process personal information obtained about users accessing the Site. Such information shall be used for servicing relationship with the user, for the purposes of fraud prevention, audit and debt collection, to identify products and services which may be relevant to the user from both within BLC Bank and selected third parties, for marketing and statistical analysis. Such information shall not be disclosed by BLC Bank except where we are authorized by the user or by the law to do so, for fraud prevention purposes, if obliged by law or a regulator, or by confidential agreement to sub-contractors or people acting as our agents in the performance of the services we provide.

It is understood that BLC Bank shall not be liable for any breach of the Site or of the data provided by the user, by any third party.


These terms and/or access to and/or use of the Site may be terminated at any time by BLC Bank without notice. All restrictions, disclaimers and limitations of liability by BLC Bank will survive termination.

Governing Law

These Terms are governed by and are to be construed in accordance with the laws of Lebanon. If any provision of these Terms is found to be invalid or unenforceable by a Court of Law, such invalidity or unenforceability will not affect the remaining Terms which will continue in full force and effect. We reserve any rights not expressly granted in these Terms.

By accessing and using any other part of this Site, the user agrees having read, considered and understood these Terms and will be bound by them.

Ownership and Permitted Uses of the Website

This website and all information contained herein (including text, graphics, videos, audios, images, icons, software, designs, applications, online tools, calculators, models, data and other elements available on or through the Site) is the property of BLC Bank.

This website cannot be used in other manners than what is described expressly in this Agreement.In particular, unless expressly stated in this Agreement, this website may not be copied, imitated, reproduced, republished, uploaded, posted, transmitted, modified, indexed, cataloged, mirrored or distributed in any way, in whole or in part without the prior written consent of BLC Bank.

You can print the pages of the Website for your lawful use, personal, and not commercial use, provided you do not modify the content and do not remove or edit any identification visible or not visible, marks, notices, or Warnings.

All links to the Site without the express written consent of the Bank is strictly prohibited. The framing, mirroring, scraping or data mining of the Website or its content in any form and by any method is strictly prohibited.