BLC Bank

Definitions

 

The term "user" refers to the person(s) accessing the Site.
The terms "we", "us" and "our" are references to BLC Bank S.A.L.

 

 

About these Terms

 

This Site is owned and operated by BLC Bank.

By accessing and using this Site, whether browsing or opening an application, the user acknowledges having read and understood the Terms and agrees to be bound by them.

These Terms are to be read together with such other terms, conditions and disclaimers issued by BLC Bank or any member of its group. In the event of any conflict, the terms, conditions and disclaimers applicable to specific products or services shall prevail over these Terms.

The information and other material provided in the pages of the Site (including the Terms) may be changed, modified or suspended at any time without notice. BLC Bank does not guarantee that it will continue to grant access to this Site, and the user agrees not to hold BLC Bank liable for any damages arising from a discontinuation or modification of all or part of this Site.

The user agrees to review the Site regularly and the continued access to, or use of, the Site following any changes will mean that the user agrees to any changes (including any amended Terms).

 

 

No Offer or Advice

 

The material on this Site contains general information about our products and services and does not constitute in any way an offer, solicitation, or inducement to enter into any legally binding contract and does not form part of the terms and conditions governing such products and services.

The material and information contained in this Site are not intended to be taken as financial advice and do not take into account any individual requirements and circumstances.

 

 

Disclaimer

 

The following clauses exclude our legal liability for the Site.

Information contained on this Site is provided in good faith and BLC Bank has taken reasonable efforts to ensure its correctness, currency, and availability. However, BLC Bank does not make any representation or warranty of any kind, whether express or implied, as to the reliability of the information contained on this Site.

The information is believed to be correct and current at the date it was placed on this Site. We do not accept any responsibility arising in any way (including negligence) for errors in, or omissions from, the information contained in this Site. Moreover, BLC Bank is not under any obligation to update the information or other material or to reflect circumstances that may occur after the earlier of the date first appearing on the Site or the date contained in the information or other materials.

The use of the Site is at the user's sole risk. We shall not be liable for any losses, damages, or expenses whatsoever arising out of or referable to material and information on the Site or accessed through the Site.

We do not warrant that the Site will be available and meet users' requirements, nor that access will be uninterrupted, nor that there will be no delays, failures, errors, omissions, or loss of transmitted information, nor that no viruses or other contaminating or destructive properties will be transmitted, nor that no damage will occur to the user's computer system.

The user shall have sole responsibility for adequate protection and backup of data and/or equipment and to undertake reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

 

 

Availability of Services and Products

 

Unless otherwise stated, the information on this Site has been prepared in accordance with Lebanese law and for the supply of products or services in Lebanon.

All applications for credit are subject to BLC Bank's normal credit approval criteria, and we maintain the right to refuse, at our sole discretion, any application without any liability on our part.

Not all products and services viewed via the Site are available in all geographical locations. BLC Bank reserves the right to make the final determination concerning eligibility for any particular product or service.

All products or services provided by any member of the BLC Bank group shall only be available in the jurisdiction(s) within which the member providing the product or service is authorized to operate.

All figures and prices displayed on this Site relating to fees, charges, interest, and any other amounts may be changed at any time without notice.

 

 

Links to Other Sites

 

Hypertext links to other locations on the Internet are provided for convenience and information purposes only and are not under the direct control of BLC Bank. We have not verified, and are not responsible in any way for, the content of any websites linked to or linking to this Site. Such links do not imply approval or recommendation of the linked website or its content by BLC Bank.

BLC Bank makes no representation or warranty, express or implied, regarding the quality, correctness, currency, availability, or fitness for purpose of any products or services available through a third-party website. Following links to any other websites or pages is entirely at the user's own risk, and BLC Bank shall not be responsible or liable for any losses, damages, expenses, or other consequences arising in connection with such linking.

Use of any downloaded software is governed by the terms of the applicable license agreement, if any, accompanying or provided with the software.

Trademarks and Copyright

 

Unless otherwise indicated, copyright in all information and other materials on this Site is owned by or licensed to BLC Bank.

All rights are reserved. This Site, in whole or in part, may not be reproduced, adapted, distributed, displayed, transmitted, or otherwise exploited for any commercial purpose unless expressly permitted by BLC Bank. Users may print, download, or temporarily store extracts from this Site for personal information purposes or when using products and services, provided that no copyright or other proprietary notices are removed.

Any ideas, concepts, comments, techniques, or know-how contained in this Site are the sole property of BLC Bank.

Nothing contained on this Site shall be construed as granting any license or right to use any trademark displayed on the Site without the express written consent of BLC Bank.

 

 

Users Liability

 

The transmission or use of any material or information in violation of these Terms, any applicable law, rule, regulation, or the rights of third parties is strictly prohibited.

The user agrees not to upload, transmit, or introduce any material containing viruses, malicious code, or any harmful components to the Site, and not to attempt to alter, damage, or interfere with the content or operation of the Site.

The user shall be solely responsible for any access to or use of the Site by any person using the user's computer, device, or credentials. The user agrees to immediately notify BLC Bank of any unauthorized use or any other breach of security.

 

 

Data

 

BLC Bank may collect, hold, and process personal information obtained from users accessing the Site. Such information may be used for managing the relationship with the user, fraud prevention, auditing, debt collection, identifying products and services that may be relevant to the user, marketing activities, and statistical analysis.

Such information shall not be disclosed by BLC Bank except where authorized by the user, required by law, requested by a regulatory authority, necessary for fraud prevention purposes, or shared under confidential arrangements with subcontractors or agents acting on behalf of BLC Bank in the performance of services.

It is understood that BLC Bank shall not be liable for any breach of the Site or any data provided by the user resulting from the actions of any third party.

 

 

Termination

 

These Terms and/or access to and/or use of the Site may be terminated at any time by BLC Bank without prior notice.

All restrictions, disclaimers, intellectual property rights, and limitations of liability contained herein shall survive any termination of access to the Site.

 

 

Governing Law

 

These Terms are governed by and shall be construed in accordance with the laws of Lebanon.

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, such invalidity or unenforceability shall not affect the remaining provisions, which shall continue in full force and effect.

BLC Bank reserves all rights not expressly granted under these Terms.

By accessing and using any part of this Site, the user acknowledges having read, understood, and agreed to be bound by these Terms.

 

 

Ownership and Permitted Uses of the Website

 

This Website and all information contained herein, including but not limited to text, graphics, videos, audio files, images, icons, software, designs, applications, online tools, calculators, models, data, and other content available on or through the Site, are the property of BLC Bank.

This Website may only be used in the manner expressly permitted by these Terms. Except as expressly stated herein, the Website may not be copied, imitated, reproduced, republished, uploaded, posted, transmitted, modified, indexed, cataloged, mirrored, or distributed in any form, in whole or in part, without the prior written consent of BLC Bank.

Users may print pages from the Website for lawful, personal, and non-commercial use only, provided that the content is not modified and that all visible or hidden identification marks, notices, warnings, and proprietary information remain intact.

Creating links to the Site without the prior written consent of BLC Bank is strictly prohibited.

Framing, mirroring, scraping, data mining, extracting, or otherwise collecting information from the Website or its content by any means or method is strictly prohibited.