Products & services > Personal Banking > Ratiby Salary Domiciliation
Add value to your salary with BLC Bank’s Ratiby
Just by domiciling your salary with BLC Bank s.a.l. you can apply for an advance up to 10 times your monthly salary while enjoying a list of benefits:
- Interest earned on your account balance on a quarterly basis
- Free MasterCard Debit card giving you worldwide access to your account 24/7 and allowing you to obtain great discounts and offers from several merchants and shops in Lebanon
- Free check book of 10 leaves
- Free statement of account issued quarterly
- Free domiciliation of bills (water, phone, electricity…)
- Free Awlawiyati Personal Accidents insurance policy with a cover of $12,000
- Free MasterCard Credit card with a limit up to 6 times your monthly salary, allowing you to repay only 5 % with a $30 minimum, of the balance you spent at the end of each month and at a low monthly interest rate of 1.5%
- Personal loan with a limit up to 10 x your monthly salary reaching LBP 30,000,000. Loan period up to 3 years
Possibility of settling both the personal loan and the credit card by monthly installments not exceeding 1/3 of your monthly salary
Enjoy all of these benefits for only LBP 8,500 per month
What are Ratiby’s benefits to the employee?
- Accessing your salary in a convenient and easy manner, anytime
- Interest rates earned on low account balances
- Exempt of regular charges and fees
What are Ratiby’s benefits to the employer?
- Time saving through direct electronic funds transfers
- Cost effective by cutting overhead expenses
- Increased efficiency in managing employees' payroll
- Reduced risk of handling large amounts of cash
How do you apply for Ratiby?
If your age is between 21 and 57 and have been employed with the same company for at least 6 months with regular monthly income of min. LBP 600,000.-
All you need to do is complete the online application form and provide the following:
- Copy of your national ID or valid passport
- Proof of residence
- Employment certificate confirming date of employment, position held, salary and NSSF number if available
- Irrevocable salary domiciliation approved by your employer
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